What is the difference between a checking account and a savings account?

I want to understand the main differences between a checking account and a savings account. When should someone use each type of account, and what are their key features? I’ve seen banks like Chase Bank and Bank of America offer both options, but I’m confused about which one is better for daily transactions and which is better for saving money.

Can someone clearly explain how checking and savings accounts differ in terms of usage, interest rates, accessibility, and fees? A simple comparison would be very helpful. What is the difference between a checking account and a savings account?